1. Introduction

These Terms and Conditions ("Terms") govern your use of the MoneyAdvert platform ("Platform"), operated by VehicleScore Limited, a company registered in England and Wales with company number 14822698 ("we", "us", "our", or "MoneyAdvert").

By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Platform.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Platform. Your continued use of the Platform following any changes constitutes acceptance of the revised Terms.

2. Definitions

In these Terms, the following definitions apply:

• "Platform" means the MoneyAdvert website, applications, and related services.

• "User" means any individual or entity that registers for and uses the Platform, including both Creators and Businesses.

• "Creator" means a User who offers content creation, influencer marketing, or related services through the Platform.

• "Business" means a User who seeks to engage Creators for content creation, influencer marketing, or related services.

• "Contract" means an agreement entered into between a Creator and a Business through the Platform for the provision of services.

• "Content" means any text, images, videos, audio, or other materials uploaded, posted, or transmitted through the Platform.

• "Work" means deliverables produced by a Creator pursuant to a Contract.

• "Services" means the marketplace and related services provided by MoneyAdvert through the Platform.

3. Platform Role and Limitations

MoneyAdvert operates solely as a marketplace intermediary.

The Platform provides a venue for Creators and Businesses to connect, communicate, enter into Contracts, and facilitate payments. We do not employ Creators, nor do we act as an agent for either party.

We expressly disclaim any responsibility for:

• The quality, accuracy, legality, or appropriateness of any Content or Work produced by Creators

• Business decisions made by Users, including the selection of collaborators

• The truth or accuracy of any information provided by Users

• The outcome or success of any collaboration or campaign

• Any disputes arising between Users

• Compliance with applicable advertising standards, tax obligations, or other legal requirements by Users

Contracts are entered into directly between Creators and Businesses. MoneyAdvert is not a party to any Contract unless expressly stated otherwise.

4. Eligibility and User Accounts

4.1 Eligibility

To use the Platform, you must be at least 18 years of age and have the legal capacity to enter into binding contracts. If you are registering on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms.

4.2 Account Registration

You must provide accurate, complete, and current information when creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4.3 Account Security

You must notify us immediately of any unauthorised access to or use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.

5. User Obligations

By using the Platform, you agree to:

• Comply with all applicable laws, regulations, and industry standards, including advertising standards and disclosure requirements

• Provide accurate and truthful information in your profile and communications

• Not impersonate any person or entity or misrepresent your affiliation

• Not use the Platform for any unlawful, fraudulent, or harmful purpose

• Not upload or transmit any Content that is illegal, defamatory, obscene, or infringes the rights of others

• Not attempt to circumvent the Platform's payment system or take transactions off-platform to avoid fees

• Not interfere with or disrupt the Platform or its infrastructure

• Fulfil your obligations under any Contracts you enter into

• Maintain appropriate records for tax and compliance purposes

Creators are additionally responsible for ensuring their Work complies with all applicable advertising standards, including proper disclosure of sponsored content.

Businesses are additionally responsible for ensuring their campaigns comply with applicable advertising laws and that any claims made about products or services are accurate.

6. Contracts and Work

6.1 Formation of Contracts

Contracts are formed directly between Creators and Businesses through the Platform. When a Business and Creator mutually agree to the terms of a collaboration and confirm via the Platform, a binding Contract is created between those parties.

6.2 Contract Terms

Users are responsible for clearly defining the scope, deliverables, timeline, and payment terms of each Contract. MoneyAdvert provides tools to facilitate this process but does not guarantee the completeness or enforceability of any Contract terms.

6.3 Work Submissions

Creators may submit Work through the Platform for Business review. Businesses should review Work promptly and provide feedback or approval within a reasonable timeframe. Failure to respond within the timeframe specified in the Contract may result in automatic approval.

6.4 Contract Disputes

Users are encouraged to resolve disputes directly with each other in good faith. While MoneyAdvert may provide dispute resolution assistance at its discretion, we are not obligated to do so and any decisions made are not legally binding arbitration. We reserve the right to make final decisions regarding payment release in disputed cases.

7. Payments and Fees

7.1 Payment Facilitation

MoneyAdvert facilitates payments between Businesses and Creators. Payments made by Businesses may be held in escrow-style arrangements until Work is approved or payment release conditions are met. Payment processing is handled by third-party payment providers.

7.2 Platform Fees

MoneyAdvert charges fees for the use of its Services. Current fee structures are displayed on the Platform. We reserve the right to modify fees at any time, with reasonable notice to Users.

7.3 Payment Release

Payments to Creators are released upon Business approval of Work, automatic approval following the review period, or resolution of any disputes. Processing times may vary depending on payment method and provider.

7.4 No Guarantee of Payment

While we endeavour to facilitate payments reliably, MoneyAdvert does not guarantee payment processing or the financial solvency of any User. We are not liable for payment failures, delays, or losses arising from third-party payment provider issues or User disputes.

7.5 Taxes

Users are solely responsible for determining and fulfilling their tax obligations. MoneyAdvert does not provide tax advice. Creators are responsible for reporting income received through the Platform to relevant tax authorities.

7.6 Invoices

The Platform may generate invoices for transactions. These invoices are provided as a convenience and Users are responsible for ensuring compliance with their invoicing and record-keeping obligations.

8. Intellectual Property

8.1 Platform IP

The Platform, including its design, features, and underlying technology, is owned by MoneyAdvert and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Platform without our express written permission.

8.2 User Content

Users retain ownership of Content they upload to the Platform, subject to any rights granted under Contracts. By uploading Content, you grant MoneyAdvert a non-exclusive, worldwide, royalty-free licence to use, display, and distribute that Content solely for the purpose of operating and promoting the Platform.

8.3 Work Ownership

Ownership and licensing of Work produced under Contracts is determined by the terms of those Contracts between Creators and Businesses. MoneyAdvert makes no claim to ownership of Work.

8.4 Infringement Claims

Users must not upload Content or produce Work that infringes the intellectual property rights of others. If you believe your intellectual property rights have been infringed, please contact us with details of the alleged infringement.

9. Termination and Suspension

9.1 Termination by User

You may close your account at any time by contacting us. Closure does not affect your obligations under any active Contracts or outstanding payment obligations.

9.2 Termination or Suspension by MoneyAdvert

We reserve the right to suspend or terminate your account, with or without notice, for any reason, including but not limited to:

• Breach of these Terms

• Fraudulent, illegal, or harmful activity

• Repeated disputes or complaints

• Non-payment of fees

• Inactivity for an extended period

• At our sole discretion for any reason

9.3 Effect of Termination

Upon termination, your right to use the Platform ceases immediately. We may retain your data as required by law or for legitimate business purposes. Provisions of these Terms that by their nature should survive termination shall survive.

10. Limitation of Liability

10.1 Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Platform will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

10.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONEYADVERT AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM.

Our total liability for any claims arising from or relating to these Terms or the Platform shall not exceed the greater of (a) the fees paid by you to MoneyAdvert in the twelve months preceding the claim, or (b) £100.

10.3 Exclusions

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

11. Indemnification

You agree to indemnify, defend, and hold harmless MoneyAdvert and its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with:

• Your use of the Platform

• Your breach of these Terms

• Your Content or Work

• Your violation of any rights of any third party

• Any dispute with another User

12. Dispute Resolution

If you have a dispute with another User, you should attempt to resolve it directly with them. You may also contact us to request informal mediation assistance, which we may provide at our discretion.

If you have a dispute with MoneyAdvert, you agree to first contact us and attempt to resolve the dispute informally before initiating any legal proceedings.

Nothing in this section prevents either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property or data security.

13. No Legal, Tax, or Financial Advice

MoneyAdvert does not provide legal, tax, financial, or professional advice. Any information provided through the Platform, including contract templates, invoicing tools, or earnings calculators, is for informational purposes only and should not be relied upon as professional advice.

Users are encouraged to seek independent professional advice regarding their legal, tax, and financial obligations.

14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and MoneyAdvert regarding your use of the Platform.

14.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

14.4 Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

14.5 Third-Party Rights

These Terms do not confer any rights on any third party under the Contracts (Rights of Third Parties) Act 1999.

15. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales.

Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

16. Contact Us

If you have any questions about these Terms, please contact us: